877-900-3535

1860 Howe Ave. Suite 100, Sacramento, CA 95825
1860 Howe Ave. Suite 100, Sacramento, CA 95825

Gas StationS

Gas Station Loans and Financing

Purchase / Refinance

CarlileĀ Capital provides commercial loans for gas station, service station, and c-store in all 50 states and the District of Columbia. Commercial property loans are available for the acquisition or refinancing of above average condition properties.

Eligible Property Types

  • Properties eligible for gas station commercial real estate loan program should be of above average condition, and environmentally compliant.
  • Loans Must be Secured by Real Estate – No Business Financing
    Brand or Non-Branded OK
  • Owner Operated or Investor
  • SBA, Conventional, and Private Money Programs

Gas Station Loans
Program Highlights

  • LTVs Range Between 55% – 80%
  • Fixed and Variable Rate Options
  • 15, 20, 25, & 30 Year Amortizations
  • Flexible Prepay Options
  • 2 Year Seasoning for Refinances
  • Minimum 620 Credit Score
  • Full Document Only
Loan Documents Checklist
Subject Property
  • History of business and purpose of loan
  • Color Photos Of Property (Interior and Exterior)
  • Purchase Agreement if Applicable
  • Franchise Agreement if Applicable
  • Fuel Supply Agreement
  • Estimated Usage Of Proceeds
  • Pro forma projection for 1st, 2nd years
  • Account Receivable / Account Payable Schedule
  • Copy of Note(s) If applicable
  • Secondary Financing Agreement(s) (if applicable)
  • Phase 1 / Phase 2 Report
  • Copy Of Recent Appraisal and Indemnification Letter if Applicable
  • Articles of Incorporation & Federal By-Laws
Borrowers Information
  • 3 -Years Business and Personal Tax Returns
  • Personal Financial Statement Dated Within the Past 60 Days
  • Business Interim Financial Statements
  • Bank Statements (Last 3-Months)
  • Schedule of Real Estate Owned
  • Borrower’s Credit Report
DRE: 01907175 | MLS:785733

1860 Howe Ave. Suite 100, Sacramento, CA 95825

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